The Real Estate Thread: Buying/Selling/Tips/News

[E.H. Ruddock]

it's crazy the rates we got just after covid in 2020/2021 (2.65% on our primary and 2.85% on our lake home, both 30 years). free money!

Yeah, we got 3.14 in a fast-growth marketplace in 2020. Don’t get me wrong, it’s awesome and we’re incredibly fortunate. But it also makes it a foregone conclusion that we’ll probably never sell it.

Same interest rate for me for my own in Vail. Sold it, and now at 7% for my home here in MN. larger home, $100K less in value, and am $800/ month more payment.

Sucks but.....trump will fix this.

Honestly, I did just read that the MN commitment to workforce housing is going to be a real boon for you guys.

There you go, strat, quit your worrying

[tragabigzanda]

There is a wolf in me . . . fangs pointed for tearing gashes . . . a red tongue for raw meat . . . and the hot lapping of blood—I keep this wolf because the wilderness gave it to me and the wilderness will not let it go.

There is a fox in me . . . a silver-gray fox . . . I sniff and guess . . . I pick things out of the wind and air . . . I nose in the dark night and take sleepers and eat them and hide the feathers . . . I circle and loop and double-cross.

There is a hog in me . . . a snout and a belly . . . a machinery for eating and grunting . . . a machinery for sleeping satisfied in the sun—I got this too from the wilderness and the wilderness will not let it go.

There is a fish in me . . . I know I came from salt-blue water-gates . . . I scurried with shoals of herring . . . I blew waterspouts with porpoises . . . before land was . . . before the water went down . . . before Noah . . . before the first chapter of Genesis.

There is a baboon in me . . . clambering-clawed . . . dog-faced . . . yawping a galoot's hunger . . . hairy under the armpits . . . here are the hawk-eyed hankering men . . . here are the blonde and blue-eyed women . . . here they hide curled asleep waiting . . . ready to snarl and kill . . . ready to sing and give milk . . . waiting—I keep the baboon because the wilderness says so.

There is an eagle in me and a mockingbird . . . and the eagle flies among the Rocky Mountains of my dreams and fights among the Sierra crags of what I want . . . and the mockingbird warbles in the early forenoon before the dew is gone, warbles in the underbrush of my Chattanoogas of hope, gushes over the blue Ozark foothills of my wishes—And I got the eagle and the mockingbird from the wilderness.

O, I got a zoo, I got a menagerie, inside my ribs, under my bony head, under my red-valve heart—and I got something else: it is a man-child heart, a woman-child heart: it is a father and mother and lover: it came from God-Knows-Where: it is going to God-Knows-Where—For I am the keeper of the zoo: I say yes and no: I sing and kill and work: I am a pal of the world: I came from the wilderness.

[spike]

it's crazy the rates we got just after covid in 2020/2021 (2.65% on our primary and 2.85% on our lake home, both 30 years). free money!

Yeah, we got 3.14 in a fast-growth marketplace in 2020. Don’t get me wrong, it’s awesome and we’re incredibly fortunate. But it also makes it a foregone conclusion that we’ll probably never sell it.

This is why we still own our townhouse in Chicago. Had a great rate on our lakehouse too, but there wasn’t really a strong rental market for that (at the price we’d need to cover the mortgage).

[spike]

We looked at seven properties this past Saturday and I’m looking at five more tomorrow. Lots of stuff dropping now and more to come. Some goodies, but not quite perfect. Either location a bit too far for commutes to work and school, or minor stuff like off street parking wasn’t ideal. Just being patient and waiting for the right one to tick all the boxes.

[Peeps]

as soon as my credit report was pulled for my refinance i have gotten 17 calls from various companies wanting me to refinance with them. seven fucking teen

[Peeps]

finally tally for the day is 29. good lord

[spike]

We looked at seven properties this past Saturday and I’m looking at five more tomorrow. Lots of stuff dropping now and more to come. Some goodies, but not quite perfect. Either location a bit too far for commutes to work and school, or minor stuff like off street parking wasn’t ideal. Just being patient and waiting for the right one to tick all the boxes.

ugh mostly duds today. i skipped the last one cuz i just couldn't do it anymore.

[doug rr]

We looked at seven properties this past Saturday and I’m looking at five more tomorrow. Lots of stuff dropping now and more to come. Some goodies, but not quite perfect. Either location a bit too far for commutes to work and school, or minor stuff like off street parking wasn’t ideal. Just being patient and waiting for the right one to tick all the boxes.

ugh mostly duds today. i skipped the last one cuz i just couldn't do it anymore.

dont miss that one bit..we closed yesterday and will be up there on Saturday...have a big screen waiting to be picked up. official move in date on Monday..

[spike]

We looked at seven properties this past Saturday and I’m looking at five more tomorrow. Lots of stuff dropping now and more to come. Some goodies, but not quite perfect. Either location a bit too far for commutes to work and school, or minor stuff like off street parking wasn’t ideal. Just being patient and waiting for the right one to tick all the boxes.

ugh mostly duds today. i skipped the last one cuz i just couldn't do it anymore.

dont miss that one bit..we closed yesterday and will be up there on Saturday...have a big screen waiting to be picked up. official move in date on Monday..

awesome, congrats! i know it'll all work out, it just sucks when you see like 3 underwhelming places in a row. so irrationally debilitating.

[Bi_3]

We looked at seven properties this past Saturday and I’m looking at five more tomorrow. Lots of stuff dropping now and more to come. Some goodies, but not quite perfect. Either location a bit too far for commutes to work and school, or minor stuff like off street parking wasn’t ideal. Just being patient and waiting for the right one to tick all the boxes.

ugh mostly duds today. i skipped the last one cuz i just couldn't do it anymore.

Are you still overseas?

[spike]

We looked at seven properties this past Saturday and I’m looking at five more tomorrow. Lots of stuff dropping now and more to come. Some goodies, but not quite perfect. Either location a bit too far for commutes to work and school, or minor stuff like off street parking wasn’t ideal. Just being patient and waiting for the right one to tick all the boxes.

ugh mostly duds today. i skipped the last one cuz i just couldn't do it anymore.

Are you still overseas?

yep

[bodysnatcher]

We looked at seven properties this past Saturday and I’m looking at five more tomorrow. Lots of stuff dropping now and more to come. Some goodies, but not quite perfect. Either location a bit too far for commutes to work and school, or minor stuff like off street parking wasn’t ideal. Just being patient and waiting for the right one to tick all the boxes.

ugh mostly duds today. i skipped the last one cuz i just couldn't do it anymore.

Ausbailia

[spike]

We looked at seven properties this past Saturday and I’m looking at five more tomorrow. Lots of stuff dropping now and more to come. Some goodies, but not quite perfect. Either location a bit too far for commutes to work and school, or minor stuff like off street parking wasn’t ideal. Just being patient and waiting for the right one to tick all the boxes.

ugh mostly duds today. i skipped the last one cuz i just couldn't do it anymore.

Ausbailia

It’s weird that you’re rooting against our relocation’s success. Xenophobic vibes.

[bodysnatcher]

We looked at seven properties this past Saturday and I’m looking at five more tomorrow. Lots of stuff dropping now and more to come. Some goodies, but not quite perfect. Either location a bit too far for commutes to work and school, or minor stuff like off street parking wasn’t ideal. Just being patient and waiting for the right one to tick all the boxes.

ugh mostly duds today. i skipped the last one cuz i just couldn't do it anymore.

Ausbailia

It’s weird that you’re rooting against our relocation’s success. Xenophobic vibes.

I’m just lashing out bc I’m in America

[E.H. Ruddock]

out where

[spike]

Our plan was to put our home (whenever purchased) in my name only, as an asset protection mechanism, but since I don’t have permanent residency yet, that’s probably a no go. There’s an application process that would cost an absolute fortune.

[doug rr]

Our plan was to put our home (whenever purchased) in my name only, as an asset protection mechanism, but since I don’t have permanent residency yet, that’s probably a no go. There’s an application process that would cost an absolute fortune.

same pig, same farm..being a new resident, my wife is the only person on the place we just bought..I need to be living here 2 years out of the next 5 to get any respect

[spike]

Our plan was to put our home (whenever purchased) in my name only, as an asset protection mechanism, but since I don’t have permanent residency yet, that’s probably a no go. There’s an application process that would cost an absolute fortune.

same pig, same farm..being a new resident, my wife is the only person on the place we just bought..I need to be living here 2 years out of the next 5 to get any respect

I can be on the title with her, just not solo. Which doesn’t help what we’re trying to do (company directors can be personally liable in workplace lawsuits here).

[spike]

Starting to get a little anxiety around the auction process we’re new to on Saturday. Bid out on the front lawn against other interested parties, highest bidder then cuts a 10% deposit check on the spot.

We have a spreadsheet going and will need to take another look to decide what our absolute best offer amount would be. Agent was saying don’t go with an even number, as the difference can sometimes be as little as a few thousand more over the next bidder to win.

[tragabigzanda]

There is a wolf in me . . . fangs pointed for tearing gashes . . . a red tongue for raw meat . . . and the hot lapping of blood—I keep this wolf because the wilderness gave it to me and the wilderness will not let it go.

There is a fox in me . . . a silver-gray fox . . . I sniff and guess . . . I pick things out of the wind and air . . . I nose in the dark night and take sleepers and eat them and hide the feathers . . . I circle and loop and double-cross.

There is a hog in me . . . a snout and a belly . . . a machinery for eating and grunting . . . a machinery for sleeping satisfied in the sun—I got this too from the wilderness and the wilderness will not let it go.

There is a fish in me . . . I know I came from salt-blue water-gates . . . I scurried with shoals of herring . . . I blew waterspouts with porpoises . . . before land was . . . before the water went down . . . before Noah . . . before the first chapter of Genesis.

There is a baboon in me . . . clambering-clawed . . . dog-faced . . . yawping a galoot's hunger . . . hairy under the armpits . . . here are the hawk-eyed hankering men . . . here are the blonde and blue-eyed women . . . here they hide curled asleep waiting . . . ready to snarl and kill . . . ready to sing and give milk . . . waiting—I keep the baboon because the wilderness says so.

There is an eagle in me and a mockingbird . . . and the eagle flies among the Rocky Mountains of my dreams and fights among the Sierra crags of what I want . . . and the mockingbird warbles in the early forenoon before the dew is gone, warbles in the underbrush of my Chattanoogas of hope, gushes over the blue Ozark foothills of my wishes—And I got the eagle and the mockingbird from the wilderness.

O, I got a zoo, I got a menagerie, inside my ribs, under my bony head, under my red-valve heart—and I got something else: it is a man-child heart, a woman-child heart: it is a father and mother and lover: it came from God-Knows-Where: it is going to God-Knows-Where—For I am the keeper of the zoo: I say yes and no: I sing and kill and work: I am a pal of the world: I came from the wilderness.